XRP Price Prediction: 2025-2040 Comprehensive Forecast Analysis

#XRP

• Technical indicators show bullish MACD momentum with price trading near lower Bollinger Band support
• Institutional accumulation of 120M XRP ahead of SEC decisions creates positive market sentiment
• Leadership transition and SWIFT competition present near-term challenges but long-term growth potential remains strong

XRP Price Prediction

XRP Technical Analysis: Bullish Signals Emerging

According to BTCC financial analyst Robert, XRP is currently trading at $2.8478, slightly below the 20-day moving average of $2.9475. The MACD indicator shows positive momentum with a reading of 0.0826 above the signal line at 0.0202, indicating strengthening bullish momentum. The Bollinger Bands position suggests XRP is trading in the lower range of its recent volatility, with the current price above the lower band of $2.7230, potentially signaling a rebound opportunity.

Mixed Sentiment as Institutional Accumulation Offsets Leadership Changes

BTCC financial analyst Robert notes that market sentiment for XRP appears cautiously optimistic despite David Schwartz's planned departure as CTO. The significant institutional accumulation of 120 million XRP ahead of SEC ETF decisions is generating positive momentum, while SWIFT's blockchain developments may challenge XRP's cross-border payment narrative. Recent trading activity shows both aggressive bullish predictions and notable short-squeeze scenarios, creating a complex but generally positive market environment.

Factors Influencing XRP's Price

Ripple’s David Schwartz to Step Down as CTO by Year-End, Remains on Board

David Schwartz, Ripple’s Chief Technology Officer and a key architect of the XRP Ledger, will depart his executive role by the end of 2025 after 13 years with the company. The crypto pioneer plans to prioritize family time and personal pursuits while maintaining governance involvement through Ripple’s board.

Schwartz’s technical leadership proved instrumental in developing Ripple’s distributed ledger technology. CEO Brad Garlinghouse hailed his contributions as foundational to the company’s infrastructure. The transition marks a strategic shift for Ripple as it navigates ongoing regulatory challenges and expanding institutional adoption of blockchain solutions.

Institutional Accumulation of 120M XRP Ahead of SEC ETF Decisions Sparks Market Optimism

London, September 2025—XRP prices surged 2.1% to breach the $2.90 threshold as institutional wallets absorbed 120 million tokens over three days. The buying spree coincides with the SEC's impending review of seven spot ETF applications, including Grayscale's October 18th deadline and six others due by November 14th.

Market participants view the regulatory window as a potential inflection point for capital allocation. Technical analysts highlight $2.90 as a critical support level that could determine whether XRP challenges the $3.00 resistance. The institutional accumulation suggests sophisticated investors are positioning for long-term upside despite anticipated volatility during the ETF decision period.

Traders seeking stable returns amid potential price swings are exploring yield-generation strategies. The market appears to be pricing in a 60% probability of at least one XRP ETF approval, according to derivatives activity on Binance and Bybit.

XRP Price Prediction in October: Balancing Historical Trends and Key Support Levels

XRP hovers near a critical juncture at $2.84, testing the resilience of its September opening price of $2.77 after a 15.79% fortnightly decline. The token's October trajectory hinges on its ability to defend the $2.75 support level—a threshold that aligns with both its monthly open and the base of a symmetrical triangle pattern.

Glassnode data reveals substantial accumulation between $2.72-$2.75, with 1.58 billion XRP purchased in this range, suggesting institutional interest. Yet overhead resistance at $2.81 looms as a potential stumbling block for recovery attempts. Historical October performance paints a mixed picture: seven of twelve Octobers since 2013 have closed negative, casting doubt on the 'Uptober' narrative for Ripple's native token.

A decisive hold above $2.75 could propel XRP toward the triangle's $3.62 target, while failure may trigger a retreat to $2.00. Market participants watch the 100-day SMA at $2.86 as the next litmus test for bullish conviction.

XRP Shows Bullish Momentum as Remittix Gains Traction in Crypto Markets

Ripple's XRP is trading at $2.89, with analysts forecasting a potential surge to $4 if key resistance levels are breached. Market watchers cite resolved regulatory hurdles and strong support levels as catalysts for upward movement.

Remittix (RTX) emerges as a standout altcoin, drawing investor attention with its high-return potential. The token's viral performance underscores growing appetite for alternative digital assets beyond established players.

Technical analysts highlight $3 as a critical threshold for XRP, with breach scenarios projecting targets at $3.15-$3.20. EGRAG's ambitious $18-$200 forecast remains speculative but reflects growing optimism in XRP's fundamentals.

Millionaire Trader Predicts Aggressive Rally for XRP

Cryptocurrency trader Altcoin Gordon warns of an imminent surge in XRP, forecasting a rapid and aggressive price movement. The analyst emphasizes the need for timely positioning, suggesting hesitation could force traders into chasing the rally post-breakout.

Market participants are scrutinizing XRP's technical indicators following the prediction, with liquidity patterns hinting at potential volatility. The token's historical tendency for sharp moves lends credibility to Gordon's assessment among seasoned traders.

SWIFT's Blockchain Move Disrupts XRP Replacement Narrative

SWIFT's announcement of a new blockchain ledger has effectively dismantled the persistent market speculation that XRP would supplant the global payments giant or become its preferred settlement asset. The financial messaging leader is now pursuing its own blockchain transformation, signaling a strategic pivot rather than collaboration with existing crypto projects.

The development marks a significant setback for XRP proponents who long touted institutional adoption potential. SWIFT's decision to develop proprietary infrastructure underscores the financial industry's preference for controlled innovation over reliance on third-party crypto assets.

Top Trader's XRP Short Bet Backfires With $3.6M Loss

Renowned crypto trader Qwatio faces mounting losses after another liquidation event on his leveraged XRP short position. The latest setback pushes total deficits beyond $3.6 million.

The trader initially opened a 20x leveraged bet against 6.17 million XRP tokens. Market movements have repeatedly triggered margin calls, demonstrating the perils of high-leverage strategies in volatile crypto markets.

Analyst Predicts 'Fast, Unexpected, and Unforgiving' Moment for XRP

Market analyst Coach JV suggests XRP is poised for a dramatic price movement, though he cautions that only a select group of investors will capitalize on the opportunity. The commentary arrives as XRP continues to struggle below the $3 psychological barrier, a level it has failed to breach despite broader crypto market fluctuations.

"Fast, unexpected, and unforgiving"—the analyst's choice of words underscores the potential volatility ahead. This prediction aligns with growing speculation about XRP's accumulation phase, where patient investors may reap disproportionate rewards when momentum shifts.

Ex-Ripple Director Explains Why XRP Commands Higher Valuation Than LINK

Former Ripple director Matt Hamilton has dismissed direct comparisons between XRP and Chainlink's LINK token, emphasizing their fundamentally different protocol designs. The commentary comes amid renewed debate about XRP's 10x market capitalization lead over its smart contract counterpart.

"Comparing these assets misses the architectural distinction," Hamilton noted, alluding to XRP's settlement layer functionality versus LINK's oracle network operations. Market data shows XRP maintaining its position as a top-tier payment cryptocurrency, while LINK serves a specialized role in decentralized data feeds.

XRP Price Predictions: 2025, 2030, 2035, 2040 Forecasts

Based on current technical indicators and market developments, BTCC financial analyst Robert provides the following XRP price projections:

These projections assume continued regulatory progress and successful implementation of XRP in cross-border payment solutions. The current technical setup suggests near-term resistance around $3.17, with strong support at $2.72.